Classic Car and historic automobile Coverage Highlights
| Coverage | Why You Need It |
| Stated Value | One consolidated policy. all your needs are insured under one portfolio |
| "Fair" Replacement Parts | Expert underwriting and claims handling, our professionals know your passion and needs |
| Diminished Value | No Mileage or Reporting Restrictions |
| Choice of Repair Shop | You can use whatever repair shop you desire |
| All Risk Options | You can cover your vehicle for physical damage regardless of location and type of loss |
| Blanket Liability | Your premium is based upon your collection and not a per vehicle charge since obviously not all vehicles can be driven at once |
| Group Purchasing Power | Your buying power goes beyond your individual premiums as part of the HMSA group program |
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